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Your Local Fort Collins Independent Insurance Agency

Daniel Insurance Agency specializes in workers compensation, general liability, business auto, surety bonds, farm and ranch, and manufacturing insurance.

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Daniel Insurance Agency - Insuring Fort Collins and All of Northern Colorado and Southern Wyoming

Assurance For The Things That Matter

We assist in making sure that the things that matter most to you are protected from the unexpected events in life. Serving clients statewide, Daniel Insurance Agency is a full service insurance agency located in Fort Collins, Colorado.

We offer all types of insurance:

Personal — Commercial — Agribusiness — Industrial

We represent some of the finest companies including:

  • Liberty Mutual
  • Travelers
  • Pinnacol Assurance
  • SAFECO
  • Progressive
  • Encompass
  • Dairyland

Plus other specialty carriers and wholesales.

We are not your traditional insurance agency. We actually listen to you, discuss your needs and then search the insurance marketplace for affordable solutions. Then we present those solutions to you in an easy to understand manner. We provide exceptional service of your account after the sale. We have advanced insurance designations and can speak insurancease but we prefer to keep things “cowboy simple.”

Auto Insurance
Auto Insurance
Homeowners Insurance
Home Insurance
Business Insurance
Business Insurance

Recent News & Updates

What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?

What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?

Posted: June 18, 2026

If you own a small or medium-sized business, you've probably heard the term "Business Owner's Policy" or BOP. It's one of the most common types of commercial insurance, but many business owners aren't sure exactly what it includes — or whether it's the right fit for their needs. Here's a clear breakdown. What Does a BOP Include? A Business Owner's Policy typically combines three core...

Beyond Boarding Up Windows Before the Storm—Check Your Policy, Too

Beyond Boarding Up Windows Before the Storm—Check Your Policy, Too

Posted: June 17, 2026

When a storm is coming, it’s important to go through a checklist to ensure your property will be as safe as possible. The same checklist is important for insurance—but it should happen before the storm is even visible on the radar. Here are some tips to stay a step ahead:   Talk about Storms with Your Agent Early and Often  Don’t wait for news alerts to...

Summer Road Trips and Your Auto Insurance: What Every Driver Should Know

Summer Road Trips and Your Auto Insurance: What Every Driver Should Know

Posted: June 16, 2026

School is out, the days are longer, and millions of Americans are gearing up for summer road trips. Before you load up the car and point it toward the horizon, it's worth taking a few minutes to understand what your auto insurance covers — and where the gaps might be. Does Your Current Coverage Travel With You? Good news: your personal auto insurance generally follows...