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Your Local Fort Collins Independent Insurance Agency

Daniel Insurance Agency specializes in workers compensation, general liability, business auto, surety bonds, farm and ranch, and manufacturing insurance.

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Daniel Insurance Agency - Insuring Fort Collins and All of Northern Colorado and Southern Wyoming

Assurance For The Things That Matter

We assist in making sure that the things that matter most to you are protected from the unexpected events in life. Serving clients statewide, Daniel Insurance Agency is a full service insurance agency located in Fort Collins, Colorado.

We offer all types of insurance:

Personal — Commercial — Agribusiness — Industrial

We represent some of the finest companies including:

  • Liberty Mutual
  • Travelers
  • Pinnacol Assurance
  • SAFECO
  • Progressive
  • Encompass
  • Dairyland

Plus other specialty carriers and wholesales.

We are not your traditional insurance agency. We actually listen to you, discuss your needs and then search the insurance marketplace for affordable solutions. Then we present those solutions to you in an easy to understand manner. We provide exceptional service of your account after the sale. We have advanced insurance designations and can speak insurancease but we prefer to keep things “cowboy simple.”

Auto Insurance
Auto Insurance
Homeowners Insurance
Home Insurance
Business Insurance
Business Insurance

Recent News & Updates

When Should Small Business Owners Switch Insurance Companies?

When Should Small Business Owners Switch Insurance Companies?

Posted: April 19, 2025

Managing a small business comes with endless challenges—and great rewards. One of the main issues is keeping your overhead as low as possible. The cost of your business insurance should be reviewed yearly—savings could be possible. If you’ve been with the same insurance provider for years, you might assume you’re getting the best deal—but are you? Switching insurance companies can improve coverage, lower costs, and...

The Hidden Costs of Skipping Insurance

The Hidden Costs of Skipping Insurance

Posted: April 16, 2025

This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of the hidden costs of skipping insurance, making them financially vulnerable. Why Consider the Cost of...

3 Business Insurance Expenses to Write Off on Your Taxes

3 Business Insurance Expenses to Write Off on Your Taxes

Posted: April 4, 2025

It’s tax season once again! As a business owner, you are likely looking for ways to maximize deductions and reduce taxable income. Fortunately, several business insurance policies qualify as tax-deductible expenses under IRS rules. If an insurance policy is both ordinary (common in your industry) and necessary (helpful for business operations), you may be able to deduct the full cost of the premium. Help protect...