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Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.
General liability insurance is available for all types of companies, and in several forms, including:
Your business activities have inherent risks. If you manufacture or sell a product, you need to be insured against the risk of a claim. If a consumer claims to have been injured by your product, or the company is accused of false advertising, a failure to warn, or another legal issue associated with your products, your defense costs are covered.
When determining the policy limits that are right for a business, several factors must be evaluated.
Your general liability insurance should provide the maximum level of coverage at a price that fits your budget. Speak to one of our experienced agents to help you find the best policy for your business.Filed Under: Business Insurance | Tagged With: Business Liability Insurance, Commercial Liability Insurance, General Liability Insurance, Professional Liability Insurance